Let’s take the first
step together.

Get preapproved.

We’re here to help you through every step — from preapproval to closing. To make the process as smooth as possible, there are some things you’ll need:

All applicants:

  • Employer information for the last 2 years: name(s), address(es), phone numbers
  • Your home address for the last 2 years
  • W-2 forms for all jobs in the last 2 years
  • Most recent 30 days of pay stubs, including year-to-date earnings
  • Signed personal tax returns for the last 2 years with all schedules
  • Most recent 2 months bank statements for all accounts
  • Most recent statement for any stocks, bonds, mutual funds, IRAs, 401Ks, etc.
  • Picture identification (drivers license, state I.D., etc.)
  • Non-U.S. citizens: resident alien card or U.S. visa

If applicable:

  • Fully executed copy of sales contract with all riders and attorney information
  • Divorce decree
  • For each other property owned: address, current market value, recent mortgage statement, homeowners insurance declarations page, property tax bill, lease
  • Bankruptcy discharge papers
  • Business or partnership tax returns, including all K-I’s, for the last 2 years (applicable for self-employed)
  • Year-to-date profit-and-loss statement (applicable for self-employed)

Do your homework.

Check out our Resources page to access our do’s and don’ts, preapproval checklist, mortgage calculators, and more.

Want to learn more about the homebuying process?