Let’s take the first
step together.

Get preapproved.

We’re here to help you through every step — from preapproval to closing. To make the process as smooth as possible, there are some things you’ll need.

All applicants

  • Employer information for the last 2 years: name(s), address(es), phone numbers
  • Your home address for the last 2 years
  • W-2 forms for all jobs in the last 2 years
  • Most recent 30 days of pay stubs, including year-to-date earnings
  • Signed personal tax returns for the last 2 years with all schedules
  • Most recent 2 months bank statements for all accounts
  • Most recent statement for any stocks, bonds, mutual funds, IRAs, 401Ks, etc.
  • Picture identification (drivers license, state I.D., etc.)
  • Non-U.S. citizens: resident alien card or U.S. visa

If applicable

  • Fully executed copy of sales contract with all riders and attorney information
  • Divorce decree
  • For each other property owned: address, current market value, recent mortgage statement, homeowners insurance declarations page, property tax bill, lease
  • Bankruptcy discharge papers
  • Business or partnership tax returns, including all K-I’s, for the last 2 years (applicable for self-employed)
  • Year-to-date profit-and-loss statement (applicable for self-employed)

Do your homework.

Check out our Resources page to access our do’s and don’ts, preapproval checklist, mortgage calculators, and more.

Want to learn more about the homebuying process? 

COVID-19 Update

We’ve received many questions from our clients and partners about what the ‘shelter in place’ order means in terms of their mortgage closing on time. 

Financial services, and the services that support us, continuing to supply credit and liquidity to the market, fall into a category that is exempt from the ‘shelter in place’ order announced by Governor Pritzker.

This will allow us to continue to provide all of the vital services needed to continue to accept, approve, and fund mortgage loans. Unless notified by Key Mortgage Services, assume there will be no impact to your loan process. 

If you are in the middle of an application, your cooperation with us to supply any required information or documentation and, if applicable, to work with your appraisers around their scheduled appointments is needed now more than ever to ensure we meet the necessary deadlines of your individual loan process.

Our primary focus is and always will be the health and safety of our employees, partners, and clients. We’re working closely with our partners to modify our processes and procedures to ensure that healthy and safe practices are in place to enable the seamless continuity of loans.

Please reach out to your loan officer with any questions during this unprecedented time. 

-All of us at Key Mortgage