We’ll hand-pick an appraiser for you, too.

Our ValuePro appraisal management program connects you with a local, fully compliant appraiser who’s also an expert in your community. Our exclusive network of professionals who’ve passed our rigorous selection process ensures you’re getting the best service in your market and in the industry.  

These experts offer:

  • Hyperlocal market expertise
  • More accurate appraisals
  • Superior customer service
  • Fast turnaround
  • Quick closing

An entire team is by your side is with you at every step, ready to respond directly and immediately during the appraisal process.

What is an appraisal?

An appraisal is the amount that a professional appraiser decides a property is worth based on an inspection of the property and other factors.

The appraisal process

  • If an appraisal requires an interior inspection, an appraiser will contact the homeowner (or, in the case of a sale, an agent or the seller) to inspect the interior and exterior of a property.
  • An appraiser will research county and municipal records, Multiple Listing Service records, and other data services for information and documentation concerning the subject property and market area.
  • An appraiser will review recent sales and listings of comparable properties and may use that information to develop an opinion of value.
  • They may instead use the cost approach to develop an opinion of value based on the cost of replacing the home.
  • Another method is the income approach, usually used with properties that have multiple living units, where income is a factor in the decision-making process of buyers and sellers.
  • The appraiser will present his or her findings and conclusions in a report to the lender.

Ready to take the next step? 

Are you still not sure what loan is right for your unique situation? Count on us to help you with that.

COVID-19 Update

We’ve received many questions from our clients and partners about what the ‘shelter in place’ order means in terms of their mortgage closing on time. 

Financial services, and the services that support us, continuing to supply credit and liquidity to the market, fall into a category that is exempt from the ‘shelter in place’ order announced by Governor Pritzker.

This will allow us to continue to provide all of the vital services needed to continue to accept, approve, and fund mortgage loans. Unless notified by Key Mortgage Services, assume there will be no impact to your loan process. 

If you are in the middle of an application, your cooperation with us to supply any required information or documentation and, if applicable, to work with your appraisers around their scheduled appointments is needed now more than ever to ensure we meet the necessary deadlines of your individual loan process.

Our primary focus is and always will be the health and safety of our employees, partners, and clients. We’re working closely with our partners to modify our processes and procedures to ensure that healthy and safe practices are in place to enable the seamless continuity of loans.

Please reach out to your loan officer with any questions during this unprecedented time. 

-All of us at Key Mortgage