The IndexBox article “Mortgage Rates Forecast: Could Dip Below 6% in 2026, But Window May Be Brief” reports that mortgage rates may fall below 6% in 2026, though the opportunity could be short-lived. Some forecasts suggest 30-year fixed rates could briefly reach the mid-5% range before rising again as economic conditions shift. Mortgage expert Jen Poniatowski of Key Mortgage Services said there may be “room for rates to briefly move into the 5% range,” but cautioned that borrowers shouldn’t try to perfectly time the market and should instead act when their financial situation supports a purchase or refinance.