With the passing of H.R. 1, a huge piece of legislation, many provisions in this bill will have an impact on the housing and mortgage industries. We thought we would use this opportunity to break down a few key sections to help you get a better understanding of what’s to come. Tax deductions for mortgage […]
Mid-Year Look at Rates: Where Are We Now?
We always like to see how well our crystal ball is working, so we took a peek back at our Keynote from late March to see if what we had predicted was going to be moving (or not moving) the markets has held true. Here is what we predicted would move markets: Predicted rate cuts: two .25% rate […]
What YOU Can Do To Ensure a Happy Buyer
Last week, we shared with you success stories that led to your buyers’ offers being accepted because of the actions our Key Mortgage loan officers take every time they have the opportunity to work with you and your clients. Of course, we all know that once the offer is accepted, the work doesn’t stop there. […]
The winning offer lives up to its name!
When we rolled out our Winning Offer Pledge back in March, we realized that what we pledged to do for each and every one of your clients wasn’t revolutionary. If we are being honest, our process isn’t necessarily proprietary to us, but what we were not expecting was just how unique it was to consistently execute it […]
Turn Business Owners into Homeowners
In last week’s Keynote, we talked about how, through our debt-service coverage ratio (DSCR) loan program, we can help more clients build wealth through investing in real estate. Part two of our expanding product discussion is about helping self-employed and newly self-employed potential homebuyers. If you remember from last week’s Keynote focusing on investors, Key Mortgage is […]
Expanding Loan Products = More Business
This market continues to reshape our collective business, who we are helping, and how we are helping them. One segment that has historically been underserved is borrowers who don’t fit into the traditional lending guidelines box but have the income, credit, and assets to be deemed a good credit risk. The term for loans that […]
Exclusive Rewards For Healthcare Workers
Want to connect with new clients in the healthcare industry, open the door to new partnership opportunities and save your clients $450 at closing? It can happen when they close with your Key Mortgage partner. Each quarter, we’ve been helping you prove your value with Client Appreciation Closing Cost Credits. We helped education workers as […]
What The Fed Meeting Means for Mortgage Rates
We know the Federal Reserve Board met last week and held the fed funds rate steady at 4.5% — as a reminder, that is the overnight lending rate the Federal Reserve gives to banks. As we have discussed before, the markets usually bake in what they think the Fed will do at these meetings, and […]
Turn “Not yet,” into “Let’s go!”
Picture this: you’ve done your part to connect with your sphere, establish relationships and offer your services to past clients for referrals. And guess what? It works! You now have a new potential client looking to buy a home and, following best practices, you want to get them preapproved. Then you get a phone call […]
Who wants to win more multiple offers?
Seller’s market, multiple offers — sound familiar? We know how competitive the market is right now, and buyer demand is as strong as ever. But as much as we at Key Mortgage would love to, we can’t create more inventory. The good news is we can help you navigate the market and help your clients […]
