Preapproval checklist


Before you start your home search, it is important to secure loan pre-approval. We've made it quick and easy for you to get preapproved. It's quite simple. Once you provide us with your okay to gather your documents, we'll do it all for you.


Once you complete the application form, we'll gather all the required documents for you. However, in some cases, we may need you to send us copies of the following items.
    •    Employer information for the last 2 years: name(s), address(es), phone numbers
    •    Your home address for the last 2 years
    •    W-2 forms for all jobs in the last 2 years
    •    Most recent 30 days of pay stubs, including year-to-date earnings
    •    Signed personal tax returns for the last 2 years with all schedules
    •    Most recent 2 months bank statements for all accounts – ALL PAGES
    •    Most recent statement for any stocks, bonds, mutual funds, IRAs, 401Ks, etc.
    •    Picture identification (drivers license, state I.D., etc.)
    •    Non-U.S. citizens: resident alien card or U.S. visa


If applicable:
    •    Fully executed copy of sales contract with all riders and attorney information
    •    Gift letter, fully executed
    •    Divorce Decree
    •    For each other property owned: address, current market value, recent mortgage statement, homeowners insurance declarations page, property tax bill, lease
    •    Bankruptcy discharge papers
    •    Corporate tax returns for the last 2 years -  Applicable for self-employed
    •    Partnership returns for the last 2 years  - applicable for self-employed
    •    Year-to-date profit-and-loss statement -  applicable for self-employed