Financing a self-employed borrower

Do you have a buyer that’s self-employed and worried about financing? No worries, Key Mortgage is here to help! We have loan options for eligible self-employed borrowers that accept personal or business bank statements to calculate income without requiring tax returns. Available for the purchase of a home or refinance an existing property:

  • Primary, second home, or investment properties
  • Single family, townhomes, or condos

Here are the details:

  • We look at the cash flow through the bank statement — no tax returns required
  • LTV up to 90%
  • FICO score as low as 720
  • We do verify the business is still in existence
  • No prepayment penalties

Another plus? They can refinance at any time with no penalties.

For more information about how we can help your self-employed buyer, reach out to one of our Key Mortgage loan officers today!