History of Jewish American Heritage Month In 1979, President Carter proclaimed the first-ever Jewish American Heritage Week, which was designated as a week to recognize and honor the contributions of Jewish Americans to the United States. This proclamation aimed to celebrate Jewish American culture, history and achievements, as well as promote mutual understanding and respect among different communities. President Carter’s recognition of Jewish American heritage helped to highlight the valuable […]
Key Mortgage has a 91 NPS – What Does That Mean For You?
You’ve probably heard about NPS at some point — maybe even from us. But we want to make sure you understand what it is and why our 91 NPS overall (and 100 from buyer’s agents) is such a BIG deal. What is an NPS? It stands for Net Promoter Score and it’s a metric used […]
FHA – Don’t Be Afraid
With recent lending changes, FHA may be the right option for more buyers (and sellers)! “The appraisals are more strict. The rate is higher. The borrower isn’t as well qualified.” These are all statements we know have been made about FHA loans in the past — you might have even heard or said this yourself […]
Why buyers should still finance after an all-cash purchase
With recent lending changes, clients can refinance sooner rather than later after an all-cash offer! We all know that in a tight inventory market, the all-cash offer gained a lot of traction – giving the seller one less thing to worry about derailing the closing. We saw this trend fade in 2022, but have seen […]
April is Arab American Heritage Month
This April is Arab American Heritage Month, a time dedicated to celebrating the many contributions that Arab Americans have made to the United States, since its declaration in 2017. The Arab American population is made up of people from the Middle East, North Africa and the Arabian Peninsula. The majority of Arab Americans trace their […]
More Options – Buy BEFORE You Sell – Using 401(k)
In the second installment of “Buy Before You Sell,” we’ll share how a buyer can leverage their 401(k) to get the downpayment needed to purchase before they sell their home (or even if they don’t have a home to sell!). Having and funding a 401(k) is a smart way to save for the future. But […]
Buy Before Selling – Let Us Help!
Just like last spring, we are seeing multiple offers on new listings coming to market and we know that offers contingent on the sale of another property often can be pushed aside. Yet, many clients are afraid to sell before they find a new home. In our series “Sell Before You Buy,” we will share […]
An Assumption? What is it and why should you know
With rates reaching the 7% range recently, what’s old has become new. In 2022, it was all about buydowns. But in a tight inventory market, sellers may not want or feel the need to pay down a potential buyer’s rate when they have multiple offers driving up the price. However, they could be sitting on a […]
March is Irish-American Heritage Month
In 1991, President George H. W. Bush issued the first proclamation designating March as Irish-American Heritage Month. However, the first recorded celebration of Irish-American Heritage in the United States dates back to 1762 with a parade in New York City. The annual tradition of the Presidential Proclamation continues today with the “Taoiseach,” the top political figure […]
More Flexibility = More Potential Homebuyers – DSCR
Part two of our series will introduce a product that can help clients enter the income property market or help beginning investors expand their holdings — the DSCR program. DSCR, or Debt Service Coverage Ratio, is unlike more traditional mortgages that require us to verify a borrower’s income. Instead, this program allows us to qualify […]
