Key Mortgage is proud to announce that after 12 months of hard work, we’ve earned ASIL (Accredited Social Impact Lender) Certification from NAMMBA (National Association of Minority Mortgage Bankers of America). NAMMBA is a national trade association dedicated to the enrichment and betterment of women and minorities who work in the real estate finance industry. We’re one […]
More Flexibility Towards Buyer Agent Compensation: Best Practices
The only thing certain is change, and this time we have good news to share with you about the ability for buyers to request a credit from the seller to use towards buyer agent compensation. In the past, we shared a matrix of the maximum allowable percentage of the sales price your client can request […]
April is Scottish Heritage Month
History of Scottish Heritage Month Scottish Heritage Month has its roots in the celebration of Tartan Day, which originated in North America during the late 20th century. Tartan Day commemorates the signing of the Declaration of Arbroath in 1320, which asserted Scotland’s independence from England. The celebration of Scottish heritage in America dates back to […]
Let Key Mortgage Make Condo Sales Less Painful
Whether you are an agent in the city, up north near the Wisconsin border, Southwestern suburbs, etc. you all have condominiums as part of your housing inventory. Whether condos are the majority of your business or not, having the knowledge and best practices in place can demonstrate your expertise, instill your value to your client and […]
Add Value When Clients Aren’t Selling — Tap Into Equity!
We get it — you don’t need us to tell you the lack of motivated sellers is a roadblock to more real estate sales. With nearly 9 in 10 homeowners sitting on a mortgage rate below 6% according to a new report by Redfin, it’s understandable why it may take a more traditional life event for […]
March is Women’s History Month
History of Women’s History Month Women’s History Month, observed annually in March, serves as a poignant reminder of the invaluable contributions women have made. It is a time to celebrate the achievements, milestones and resilience of women from diverse backgrounds. The seeds of Women’s History Month were sown during the early 20th century with the […]
93% of Our Clients Would Refer Us to Friends or Family
Just one simple question can tell an entire story. “How likely is it that you would recommend Key Mortgage to a friend or colleague?” This one question is the baseline for all Net Promoter Scores (NPS) and the resulting answer speaks volumes about the customer experience with a company. NPS is commonly used in a […]
Downpayment Just Got Easier in the Hoosier State
With home prices continuing to stay steady or rising, the forever present hurdle to homeownership — saving up for a downpayment — keeps many would-be homeowners re-signing lease agreements. Unlike the 2020-2022 homebuying market, rates are not what is making homeownership easier for buyers today. Instead, downpayment and homebuyer assistance has gained traction and is […]
Using Seller Credits in Today’s Market: Best Practices
Utilizing seller credits to bridge the gap in buyer-agent compensation is just one of many tools you can use during the negotiating process. But like most things, you can go from “hero” to “zero” when utilized incorrectly. Let’s recap some best practices to use when deciding if a seller credit is right for your client: […]
FHA + SecureShop for the WIN!
“Action and adaptability create opportunity.” – Garrison Wynn Could a quote be any more applicable to the residential real estate market these days? We have all found ourselves required to make changes to how we source, engage and work with clients. Low inventory, elevated interest rates and attacks on your income have impacted us all, […]
